Diamond-Cut Life

A major predictor of a person’s happiness is the number and quality of relationships in that person’s life. And money can be a make or break in any type of relationship — marital, parent-child, friend-to-friend, dating and courtship, roommates and housemates.
I believe that when we put relationships and integrity first, money and healthy finances [...]

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There are hundreds of news stories in any given month, and some of them are important, but I am convinced that the ‘slow news’ of how we each of us is spending our dollars is one of the most central stories in each of our lives.
Think about it. People who have spent years living ‘beneath [...]

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When I was on Amtrak’s Empire Builder train heading east to Glacier last fall, I met a friendly mortgage broker in the lounge car as we clackety-clacked through the Gorge. We chatted (a longtime habit of mine).

“My industry made loans to people who were in no way ready to buy a house,” she said. “It’s not ethical. You should form a relationship with people who can’t yet

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In my last post I talked about overspending with credit cards and overspending the earth’s resources needing a similar solution: live happily within our means. It feels so much better this way, believe me.

Here are my Top Five recommendations for how to break free of credit cards, based on how I did it. (Note: If your debt comes from medical expenses or not earning living wages

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Confession: I am a former credit-card addict. Many years ago I racked up huge debts, played all the games of transferring my balances, thought I was very smart, la la la.

Today I have zero debt, and am much happier. (Smarter, too.) I think many others could be happier in this area, as well. I suggest we all break free of credit cards and stop using them.

How do credit cards relate

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